The Travel Card I Never Leave Home Without: Why I Love My Wise Card
One of the most common questions I get about travel is: “What card should I use overseas?”
After years of hopping from country to country and testing different options, I finally found the perfect solution for stress-free money management while traveling — the Wise card.
I use it on every trip, and honestly, I don’t know how I ever managed without it. Here’s why I recommend it to anyone who travels overseas.
👉 Sign up for Wise here to receive a free card and start saving on fees before your next trip.
Why the Wise Card Is a Game-Changer for Travelers
Accepted Everywhere I Go
From coffee shops in Paris to street food stalls in Bali, Wise card works seamlessly. It’s linked to Apple Pay on my phone and watch, so I rarely even pull the physical card out of my wallet. Basically it acts like a Visa or a local debit card, so as long as they take card - they will accept Wise.
Super Low Fees
Traditional banks love to sneak in hidden charges when you use your card overseas. With Wise, the fees are transparent and minimal, which means I keep more of my hard-earned travel money. Using a New Zealand debit or credit card overseas typically incurs fees of 1.3% to 4.5% of the transaction value, depending on the bank and card type, which includes a currency conversion fee and potential foreign exchange margin.
Multi-Currency Wallets
Have multiple trips lined up? No problem. Wise lets me create different wallets for different currencies. I can hold, spend, and receive money in over 40 currencies without juggling multiple cards or accounts. I like being able to transfer money between the accounts really easily too.
Full Transparency
I love being able to open the app and instantly see all my wallet balances and recent transactions. It will show you the original amount you spent in local currency and the conversion. Super handy!Exchange When It Makes Sense
Wise gives me the option to convert money when the exchange rate looks favoUrable. But if I don’t want to think about it, Wise automatically converts at the real-time rate. Either way, I know I’m getting the best deal.
Splitting Costs With Friends
Traveling with friends who also have Wise? Splitting dinner bills or reimbursing each other for tickets takes seconds. No more awkward “who owes what” conversations. When my friend Laurie and I were together in Scotland we used it countless times - use the ‘split bill’ feature, enter in the amount and who you are with and it will send the request off to them there and then to pay.
My Personal Hot Tip 💡
I actually use Wise like a travel savings account. Each month, I set up an automatic transfer from my main bank into my Wise account. By the time my next trip rolls around, my spending money is already set aside. It’s a simple hack that makes budgeting for travel so much easier.
Final Thoughts
Managing money overseas doesn’t have to be stressful or expensive. The Wise card has made my travels smoother, cheaper, and more enjoyable. If you want to save on fees, easily manage multiple currencies, and simplify your travel budgeting - this is the card I’d recommend every time.
👉 Get your Wise card here and see how much easier your next trip can be. This is an affiliate link.